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How much does a new car cost in Australia in 2026? Full model lineups and starting prices for Toyota, Ford, Mazda, Kia and Hyundai, plus running costs.
Buying a car is usually the exciting part. The hidden costs are the part that quietly takes money from your bank account month after month. In this deep guide I walk you through the real ongoing costs that most buyers do not plan for. You will get state level context comparisons, examples, and concrete numbers so you can estimate what a car will actually cost you each year in Australia.
Purchasing car insurance in Australia is one of those adult choices that can change your budget more than you expect. The question of choosing third party or comprehensive cover is not only about price. It is about what risks you want managed for you, how you use the car, and what you can afford if something goes wrong.
Buying a car is only the start of the expense. Ongoing costs matter more over time, and car insurance is one of the biggest regular bills owners face. This guide explains how much car insurance costs in Australia today, shows the average prices by state and territory, compares what drives those differences, and gives practical examples and money saving ideas you can use straight away.
Which cars are cheapest to run in Australia in 2026? We compare real fuel, electricity, servicing and total running costs across petrol, hybrid and electric.
Petrol, hybrid, plug-in hybrid or electric: which is cheapest to run in Australia in 2026? We compare fuel, charging, servicing, depreciation and total cost.
A used car usually wins on upfront cost and immediate depreciation, while a new car can make sense if you value peace of mind, warranty cover, lower early maintenance and specific incentives (especially for EVs). Which is cheaper depends on how long you keep the car, your driving pattern, insurance profile and whether you buy electric or petrol. Below I break the numbers and the real life trade of