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How Much Does Car Insurance Cost in Australia? Average Prices by State

Buying a car is only the start of the expense. Ongoing costs matter more over time, and car insurance is one of the biggest regular bills owners face. This guide explains how much car insurance costs in Australia today, shows the average prices by state and territory, compares what drives those differences, and gives practical examples and money saving ideas you can use straight away.

21 February 2026·9 min read

Waqas Afzal